FOR BUYERS

Buying a home, whether you are a first time buyer, buying a bigger home, or you are downsizing, can be work or it can be a lot of fun.  This page contains useful information and articles to help as you prepare to buy your home.  Feel free to browse around, and if you have a question that isn’t answered here yet, please drop me a note at Bill(at)MyBoiseDream(dot)com

  • First Time Buyer’s Tax Credit Some details about the new extended version of the bill.
  • Using the Tax Credit for your downpayment.
  • AGENCY LAW IN IDAHO  When you first begin working with a Realtor to find and buy your home, Idaho requires that we tell you a little about “agency law” and representation.  We will give you this brochure which is helpful in explaining it.
  • A NOTE TO MY NEW BUYERS About Mortgages.  It’s not about getting into the “most you can get”, it’s about “what you can afford”.  There is plenty of bad advice out there.  Make sure that you talk to a professional about what your are trying to accomplish by borrowing money. 
  • Are you considering a property that has a Septic System and Drainfield?  Especially if you are considering properties outside of the city limits, horse properties, and rural acreages, the presence of a septic system means there is one more thing for you to learn about before you buy.  Here are two handy pamphlets from the Idaho Department of Environmental Quality to help you get started.  “Septic Systems and Drainfileds: What You Need To Know” and “Aerobic Treatment Systems and Drainfields: What You Need To Know“.